We are always open to your experiences and ideas and want to be available to you if you are having difficulty with website access. In​ such instances, please feel free to contact           

Geno Stopowenko @ 813.365.5945  

geno@centralflhomehunters.com

​​ rent to own homes rent2own

​   ​Your next DREAM HOMErent to own home leaseto own

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The Qualifications for Rent to Own

Finally! You sure have learned a lot about our rent to own program. By now you are probably wondering if this program is right for you. While the qualification requirements for the program are significantly lower than those for obtaining a mortgage, there are some minimum requirements that all applicants must meet in order to be eligible for the program:

Minimum 3-months of stable employment
Minimum household monthly income of $2,500 per month (before taxes)
Minimum credit score of 550 (FICO, FICO9, and Vantage4), and a SSN or TIN to find credit score
Chapter 7 bankruptcies are DISCHARGED for 1 year or more
Chapter 13 bankruptcies are in the payment plan stage and ALL payments are made on time.
No felony convictions within the past 5 years
No prior evictions or outstanding apartment collections within the past 1 year
You can not be currently in default under a lease agreement.
Bank statement showing $2,000 as proof of funds

Now that we have those qualifications out of the way, let’s talk about the types of homes that qualify for the program. First, we start our search looking at homes in the approved communities. From there, we filter for the following criteria:


Home value from $140,000 to $375,000

Home MUST be in MOVE-IN Ready shape
Single family home or townhouse (fee-simple, no condos)
Traditional Purchases ONLY – Bank Owned, Short Sales, or Auctions are not considered.
Minimum monthly rent is $1,300/month.

If all of the above are good to go, then I’d like to invite you to complete the pre-screening application. This qualification form is free and does not require you to disclose your social security number or any other confidential information. If, based on your answers, you are a good candidate for the program we will contact you via telephone for the next steps.



PRE-QUALIFY TODAY